WHEN THE BOUGH BREAKS

Oct 16, 2016: It's the morning after a big storm here in NW Oregon. This early in the fall and with many of the deciduous trees still in leaf, there's going to be a lot of downed trees and branches. If you're one of the hapless souls in Oregon that has had tree damage in your yard, you may be looking for emergency tree work.

A WORD OF CAUTION, only hire LICENSED tree services. Major storms not only mean lots of work for tree companies but it also spawns a small host of what I call "pirates with chainsaws' that troll storm damaged communities looking to stop and offer their services. It's often a "great deal" they're offering because they just so happen to be in your area doing other work.

So why is it important to hire a licensed company in Oregon? By "licensed" I mean a company that shows a license number on their truck with the prefix "CCB" or "LCB". Those prefixes stand for Construction Contractor's Board and Landscape Contractor's Board respectively. Companies licensed by one of the two agencies are required to post their number on all their advertising (truck, business cards, ads, etc) and to be licensed they must annually post a bond and show proof of current liability and worker's compensation insurance. It is illegal in the State of Oregon to perform tree work (unless its logging) without licensing.

Now before you get your libertarian hackles up about yet more government interference with the free enterprise system, let me tell you that licensing is in place to protect the consumer. Since a company is required to post a bond, it means that if you have a claim against that company for negligent or non-performance or breach of contract, you can submit a claim to their licensing agency and it will be reviewed by a board and, if the claim is warranted, monetary damages from their bond is awarded. The claims process is a free service to consumers (paid for by licensee fees). Without it you would be forced to go to court, which we all know is not a free process.

The fact that all licensed companies must have liability insurance means that if a tree company is trying to get a tree off your roof and drops a chunk of wood through the window of your Porsche or Yugo, then the insurance will cover the damage.

All licensed companies must have worker's compensation, the insurance that covers workers injured on the job site, which might be your yard at the time. Worker's injured without worker's comp in your yard can sue you, the homeowner, for their medical bills and any subsequent support. You may end up selling your home to pay for the care of a pirate without a chainsaw in a wheelchair.

If you google Oregon CCB or Oregon LCB, their websites have license search pages by which you can search for licensed companies or if a company is licensed. Most tree services are licensed with the CCB, a few with the LCB. A note: CCB licensed companies can do everything when it comes to trees except plant trees. LCB licensed companies can do everything. But when you're tree is resting upside your house, you're probably not thinking of planting right away.

Now you know the difference between licensed tree companies and the unlicensed pirates. If you choose the pirate, beware the financial plank you walk.

F & P